Who I Am & What I Do
Since 2017, I’ve had the privilege of helping hundreds of families protect what matters most. My mission is simple: to provide real solutions that safeguard your assets, create financial security, and give you peace of mind—both today and for generations to come.My name is Xavien, and while I’m based in Texas, I can serve you wherever you are through a quick conversation—making it easy and convenient to get the protection you need.I specialize in life insurance solutions such as mortgage protection, final expense coverage, and universal life policies designed to meet your unique needs. Beyond that, I help families plan for the future with annuities that create reliable lifetime income—whether it’s for a worry-free retirement or ensuring a loved one with special needs is provided for at a future date.For families with special needs dependents, I go beyond traditional planning. I work closely with you to integrate annuities and special needs trusts, ensuring that when the time comes, there’s a dependable stream of income that can’t be outlived. This isn’t just about numbers—it’s about building security, dignity, and freedom for the people you love.If you’re ready for a conversation that’s honest, clear, and focused on your goals, I’m here to listen and create a plan that truly works for you.Complete the contact form below to get started.
Client Intake & Appointment Form
Before We Begin...
Hey there! This form might look a little longer than most quick online forms you’ve seen. I promise it’s worth it.Unlike most forms where your info gets sent to multiple agents (and you get a flood of calls you never asked for), this one goes straight to me – no spam, no sharing. Just one real conversation.This form helps me prepare for our call so I can come ready with solutions that fit you – not just something generic. And yes, it may feel like I’m secretly adding questions as you go (I promise I’m not... or am I?).At the end, you’ll pick the best time for me to call, and I’ll personally reach out then.
🧠 Did You Know?
Without proper planning, a child receiving more than $2,000 in assets — including life insurance payouts or inheritance — can lose access to essential benefits like SSI and Medicaid.That’s why many families create a Special Needs Trust or use annuities designed to provide lifetime income without disqualifying their child from government support.These tools can help ensure a child is cared for — even when parents are no longer able to provide direct support.
Understanding Your Options
I’ll walk you through each option available, explain the carriers, and make the process simple to understand. If we find the right fit, I’ll personally guide you through the application from start to finish.
Term Life Insurance
Affordable coverage for a set period; ideal for income replacement, mortgage protection, or raising children.
Whole Life Insurance
Lifetime coverage with guaranteed premiums and cash value growth.
Universal Life Insurance
Flexible coverage with adjustable premiums and potential cash value growth.
Annuities (Retirement)
Guaranteed, safe income for retirement to protect against inflation.
Annuities (Special Needs Planning)
Designed to ensure a steady, reliable income for loved ones with special needs.
Mortgage Protection Insurance
Tailored life insurance designed to pay off or cover your mortgage if you pass away, ensuring your family can remain in the home without financial strain.
Thank you
I appreciate you trusting me with this. You’ve just made an important move toward protecting what matters most — and I’m here to make the rest simple, clear, and tailored to you.Call/Text (346) 202-5522
[email protected]